Welcome to our website!

We bring you community banking at its best! We are locally owned and operated with branches in three different Georgia counties. Whether you have personal or business financial needs, we are a full service bank big enough to handle all of your banking needs and small enough to provide you with that personal touch you've grown to expect from a community bank.

Because we handle all of our banking decisions locally, we can provide you the service or product that best fits your lifestyle. Our services are broad enough to meet the diverse needs of our valued customers - whether as individuals, families, or small to large businesses of every description.

Thank you for visiting our site!  We look forward to serving you!

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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS:

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.